flowchart TD
SI["Cliente dice SI"]
F1["Envio formulario\n(72 preguntas, VILAF)"]
F2["Cliente llena formulario\n(20 min a 3 dias)"]
SG["Consulta SAGRILAF\n(3-4 min)"]
SG_OK{SAGRILAF OK?}
SG_FAIL["Listas restrictivas\nNo se puede vender"]
VCH["Generar voucher de pago\n(ref. fiduciaria)"]
FID{Fiduciaria?}
BC["Bancolombia\n(matricular + vincular)"]
CC["CreditCorp\n(ingreso con negocio)"]
PAG["Cliente paga separacion"]
SC["Crear cliente en SINCO"]
SV["Confirmacion venta SINCO\n(apto + plan pagos)"]
CARP["Crear carpeta SharePoint"]
CERR["CERRADO\n(vendedor gana comision)"]
DOCS["Generar documentos:\npromesa, cotizacion, specs"]
SIG["Montar en Signio\n+ enviar a firma"]
FIRMA["Cliente revisa y firma\n(~1 semana)"]
VINC["Vinculacion fiduciaria"]
LEGAL["LEGALIZADO"]
SI --> F1
F1 --> F2
F2 --> SG
SG --> SG_OK
SG_OK -->|Si| VCH
SG_OK -->|No| SG_FAIL
VCH --> FID
FID -->|Majagua| BC
FID -->|Bosque/Colina/PAlto| CC
BC --> PAG
CC --> PAG
PAG --> SC
SC --> SV
SV --> CARP
CARP --> CERR
CERR --> DOCS
DOCS --> SIG
SIG --> FIRMA
FIRMA --> VINC
VINC --> LEGAL
style SI fill:#fbbf24,color:#000,stroke:#d4a017
style F1 fill:#7b6cff,color:#fff,stroke:#6558e0
style F2 fill:#fbbf24,color:#000,stroke:#d4a017
style SG fill:#34d399,color:#000,stroke:#22b07a
style SG_FAIL fill:#f87171,color:#fff,stroke:#dc2626
style VCH fill:#606070,color:#fff,stroke:#4a4a54
style BC fill:#606070,color:#fff,stroke:#4a4a54
style CC fill:#606070,color:#fff,stroke:#4a4a54
style PAG fill:#fbbf24,color:#000,stroke:#d4a017
style SC fill:#7b6cff,color:#fff,stroke:#6558e0
style SV fill:#606070,color:#fff,stroke:#4a4a54
style CARP fill:#34d399,color:#000,stroke:#22b07a
style CERR fill:#34d399,color:#000,stroke:#22b07a
style DOCS fill:#34d399,color:#000,stroke:#22b07a
style SIG fill:#7b6cff,color:#fff,stroke:#6558e0
style FIRMA fill:#fbbf24,color:#000,stroke:#d4a017
style VINC fill:#f87171,color:#fff,stroke:#dc2626
style LEGAL fill:#34d399,color:#000,stroke:#22b07a